Cash Central

How a Payday Loan works at Cash Central


Payday loans are short-term cash loans directly deposited into your checking account by Cash Central. The length and duration of the loan is, in certain states, limited by law, but generally lasts until your next pay day or 18 days. At that time, the loan is paid back via an authorized electronic withdrawal from your checking account.



People from all walks of life generally use their payday loan for emergency expenses, including doctor bills, utility payments, rent payments, or to avoid bouncing a check (or checks) at their financial institution. While a payday loan does have a loan fee, they are usually less than a credit card late fee or the non-sufficient funds penalties various banks charge.



Qualifying for a Payday Loan

Cash Central requires you to have the following, at a minimum, for your application to be accepted:



You have been employed three months or longer.

Take home a minimum of $1,000 monthly (after taxes).

Valid checking account in your name.

Current (and valid) home and work telephone numbers.

U.S. Citizen

Over 18

The APR (annual percentage rate) and fees for a payday loan vary by state and can be viewed here.

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Payday Loans up to $1000. No Gimmicks. Secure. Fast.